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Niceville Insurance Blog

View the latest blog posts from Niceville Insurance.

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Thursday, May 12, 2022

Do You Need Flood Insurance?

Nearly half of all American households aren’t aware that a standard homeowners insurance policy will not cover flood-related damages. For protection from floodwaters, you must purchase additional coverage. But do you really need extra flood insurance?  READ MORE >>

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Tuesday, April 19, 2022

3 Ways to Reduce Renters Insurance Rates

Renters insurance provides you with financial protection. It is generally an inexpensive way to gain protection of your contents and to reduce liability costs if you are sued. Nevertheless, there are several steps you can take to reduce how much you spend on this insurance. READ MORE >>

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Monday, March 14, 2022

Insuring Commercial Vehicle Contents Against Theft

All vehicles are vulnerable to theft, commercial vehicles included. However, commercial auto insurance will be available to help the vehicle’s owner cover the costs of their losses, including vehicle repairs (if you recover the stolen vehicle) or the cost of buying a new car.  READ MORE >>

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Friday, February 11, 2022

Do I Need Car Insurance to Rent a Car?

Even if you own your own car, that doesn’t mean you won’t face a few situations where you’ll need to rent another vehicle. Perhaps you plan to take an extended vacation and want a car that is better designed for that purpose. Or, maybe your car is in the shop because of a breakdown or wreck. READ MORE >>

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Monday, January 17, 2022

The Advantage of Personal Umbrella Insurance

Have you ever considered what the cost would be if someone were to sue you after they get hurt in your home? What if they demand compensation because you accidently damaged their property? Most people don’t like to think about the financial ruin that might be brought by such a challenge.  READ MORE >>

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Monday, December 27, 2021

What Insurance Do You Need for a Commercial Property?

When looking for a location for their business, many business owners can get caught up in the excitement of getting their feet off the ground and forget about one of the most important aspects of finding a commercial property—securing adequate insurance to protect that property.  READ MORE >>

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Monday, November 22, 2021

Will Your Home Insurance Cover Visitor Damage to Your Property?

A visitor comes to your home. He or she causes damage to it, such as breaking a window or dropping an expensive vase. Do you have home insurance to cover these losses? This depends on a number of factors. Most of the time, home insurance covers accidental loss and damage. READ MORE >>

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Friday, October 22, 2021

Know If Your Home Insurance Covers Natural Disasters

There are numerous things that can damage your home and homeowners insurance is intended to protect you from all sorts of accidents, whether they be natural disasters or something like theft or break-ins.  Generally, these things are protected under homeowners insurance, you need to know the specifics just to be sure. READ MORE >>

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Friday, September 10, 2021

Reducing Workers Compensation Claims At Your Retail Location

Retail property owners have a wide range of opportunities available to them to reduce workers’ compensation claims. In any setting, it is wise for companies to be proactive, looking for ways to reduce claims to save money. Yet, it’s not always simple. You run a busy location, and mistakes happen. READ MORE >>

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Friday, August 27, 2021

Why You Need Motorcycle Insurance

When determining whether you need motorcycle insurance, a major factor in your decision should be the state in which you have registered your motorcycle. Laws in 47 states require that bikers carry insurance for their motorcycle. The only states that don't have this law are Florida, Washington, and Montana. READ MORE >>

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