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Umbrella insurance is a policy that kicks in to help you out when you exceed the limits of your existing policies. If you have assets, it's a good idea to carry at least one million dollars in personal umbrella insurance. It really is as simple as that.  Here's what you need to consider: READ MORE >>

Security for Jewelry in Your Home The holidays are coming soon, a time when a lot of people will receive the gift of jewelry. Often, such items will prove very expensive, not to mention desirable to thieves. So, when you get a shiny new item, you’ll need to protect it. What are the best ways in which to do so? READ MORE >>

Opening your business means finding the most-appropriate location from which to operate. You might decide to rent the property, or buy it outright. Regardless of which course of action you choose, you need to have the appropriate property insurance for the assets you own. READ MORE >>

Your car probably sits outdoors the majority of the time. That leaves it exposed to a lot of potential damage risks. And it isn’t just a car wreck that might damage the car. There are numerous damage hazards within your car’s everyday surroundings. READ MORE >>

You likely have to buy car insurance, and one of the types of coverage you often have a requirement for is liability insurance. What is this coverage? Why do you have to buy it? How can you use it to your advantage? Understanding Liability Insurance In a legal sense, a liability is the state of being responsible for something. READ MORE >>

If you have ever driven a car, you might know that you usually have to carry certain types of car insurance, required by law. However, that doesn’t necessarily apply to other motor vehicles, namely boats. Boat insurance, while necessary, is often not mandatory for all boaters. READ MORE >>

Business owner's policies, or BOPs, are among the most-common types of insurance for business owners. They can help protect your small business from many of the most common risks facing the home. This may include business interruptions, liabilities, fires and theft. However, these policies do not cover all your risks. READ MORE >>

Springtime brings with it lots of changes in the weather. As we look ahead to pleasant temperatures, we also have to be ready to face certain problems. As warm fronts move across the United States, they bring with them the chance for severe weather. Is your family ready in case storms, wind, hail and more strike your home? READ MORE >>

Whiplash is a painful, debilitating condition that occurs as a result of rapid back and forth movement of the head. A rear-ending car crash is a common instance in which whiplash occurs. If it happens to you, you may begin to feel pain a day or so after. What should you do if you develop this condition? READ MORE >>

A smart home is one that provides information and communicates with you no matter where you are. These are growing in popularity today. A wide range of versions are available. Each one seems to do something unique. If you are thinking about the investment in a smart home system of any type, it helps to know what the benefits are. READ MORE >>

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