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View the latest blog posts from Niceville Insurance.

Insurance plays an important role in your personal and professional financial planning. It is an essential tool for risk management and protecting your personal and business investments. Unfortunately, many people tend to keep their business and personal insurance planning and policies as separate as possible. READ MORE >>

Because we live in an unpredictable world where unforeseen disasters can happen at any time, you should seriously consider the importance of umbrella insurance in protecting your personal assets. Your home and auto liability coverage offer some measure of protection against accidents you cause that result in injuries or damages to others on the road or on your property. READ MORE >>

In today’s ever-changing business market, Florida business owners face a number of strategic and operational risks that could thwart company growth and prosperity. By identifying these risks, local Niceville and Emerald Coast businesses can develop strategies to minimize the threat they pose in moving their companies forward. READ MORE >>

Studies have proven that flooding is a common occurrence in the state of Florida. In fact, back in 2014, the Florida Panhandle saw more than 20 inches of rainfall in a single month. Even the Insurance Information Institute states that all of those living in Florida should consider investing in flood insurance, even the ones who don’t live on or near the coastline. READ MORE >>

Do me a favor and find your Homeowner Insurance declaration pages. Look at your Contents limit, also known as Personal Property. Now, look under Endorsements (Additional coverages) and make sure that you see Personal Property Replacement Cost. If you see that, fantastic! If you do not, call your agent now! READ MORE >>

Whether you are relocating for business, pleasure, or to fully enjoy your golden years, The Emerald Coast is an excellent destination. When you arrive, you’re going to need new insurance protections from experts who understand the risks unique to The Emerald Coast and the people who call this slice of paradise home. READ MORE >>

A question that we hear weekly, and will hear more often as summer vacations are planned, "Does my auto policy cover me when I rent a car?" Well, yes and no. So, without getting into too much of the insurance jargon that sounds like Greek to most people, let me try to explain with a real scenario - READ MORE >>

Let me start this out by saying that I am pretty lucky to still have my natural hair color, even at the age of “early 40’s”.  I’m afraid to color it, thanks to glaring looks from my dad when I was younger when I asked if I could. As I have said before, I should have listened to him more when growing up. READ MORE >>

Have you ever witnessed a Commercial driver after an accident?  No, I am not talking about the drivers you see on TV.  In the insurance world, Commercial means Business.  Back to the question…  Have you?  If you are ever in the unfortunate circumstance that you have to see this, sit and watch. READ MORE >>

Cyber Security Insurance is a relatively new insurance concept. It is also known as Cyber Liability Insurance Coverage (CLIC), Data Breach Insurance or Privacy Insurance. Here is how to find cyber insurance in today’s marketplace.  Cyber Security Insurance: The Basics READ MORE >>

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