Whether you are relocating for business, pleasure, or to fully enjoy your golden years, The Emerald Coast is an excellent destination. When you arrive, you’re going to need new insurance protections from experts who understand the risks unique to The Emerald Coast and the people who call this slice offlorida paradise home.

Personal Insurance Protection for Real Life on The Emerald Coast

Real life happens all the time for the people who live, work, and play on The Emerald Coast. You buy or rent homes, purchase cars, invest in boats or personal watercraft to enjoy the beautiful emerald green waters of the Gulf, and you protect your investments with home, auto, boat, and flood insurance. Niceville Insurance Agency understands the unique needs and challenges residents of this stunning area of coastline face. We offer a wide range of insurance products designed to meet your needs today and as you age. The following are among some of the insurance products we offer:

  • Home Insurance (for home and condo owners and renters alike)
  • Auto Insurance
  • Life Insurance
  • Personal Umbrella Insurance
  • Flood Insurance
  • Boat and PWC (personal watercraft) Insurance

With these types of coverage, your Emerald Coast insurance needs should be well in hand, however, we prefer to work with you to provide personalized service and to make sure you do not have needs that are not met with your existing insurance policy.

Non-Traditional Insurance Protection You May Require

Some area residents have special needs that aren’t always immediately apparent. These could be related to high-risk hobbies, high-value collection, or liability risks beyond the scope of traditional insurance policies.

These things are why it is so important to work with an independent agency that works with multiple insurers to provide a more customizable insurance buying experience with greater flexibility than working with single provider agencies.

High-Value Item Riders

Most people assume that all items in their homes are covered under the contents provision of their insurance policies. While that is true, most policies limit claims for like items. Plus, once depreciation factors in, the value collected is not sufficient to replace high-value items – especially when high-value items are antiques or heirlooms.

To avoid unpleasant surprises, you need to insure high-value items, like the following, with home insurance riders:

  • Artwork
  • Jewelry
  • Antiques
  • Gun Collections
  • Electronics
  • Musical Instruments
  • Furs
  • Collectibles (stamps, dolls, coins, precious metals, gems, comic books, etc.)

Niceville Insurance Agency understands the unique insurance protection needs of The Emerald Coast residents and will work tirelessly to ensure you have the perfect combination of cost and protection to put your mind at ease, minimize your risks, and protect your assets. Call us today with any questions and concerns you may have and to learn how we can make your relocation to The Emerald Coast a beautiful experience – at least when it comes to insurance.

About Niceville Insurance

Niceville Insurance Agency has been proudly serving our local communities since 1995. Our specialty has been delivering insurance solutions for individuals, families, and businesses throughout Northwest Florida. Contact us for a no hassle insurance quote today!

Posted 6:07 PM

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