Security for Jewelry in Your Home
The holidays are coming soon, a time when a lot of people will receive the gift of jewelry. Often, such items will prove very expensive, not to mention desirable to thieves. So, when you get a shiny new item, you’ll need to protect it. What are the best ways in which to do so?
Most people have quite a few options to safeguard jewelry. Often, these steps will prove relatively simple and affordable. Others, like the decision to insure the jewelry, will also need a bit of thought. So, take your new jewelry protection tasks seriously.
Steps to Protect Your Jewelry
Any piece of jewelry is expensive. It also has sentimental value, and you don’t want to lose it. In case of loss or damage, recovering and replacing items might prove challenging, even impossible. So, put in place multiple safeguards for your own security.
- Don’t advertise. Individuals frequently post on social media that they have acquired a new piece. They also might wear these in public places. In either case, potential thieves might be able to decide to target you to steal the piece. Make discretion your priority. Keep track of your belongings in public.
- We recommend that you don’t wear jewelry in situations where loss risks increase. For example, don’t wear them in the shower or when washing dishes. You don’t want them to go down the drain. Don’t wear them when doing yard work, either. Something could easily slip off and get lost in the yard.
- Keep the jewelry in a secure area. Some people put the jewelry in a safety deposit box. Others use safes or locked draws. Don’t tell others where you place these devices in the home.
- Don’t forget to keep your household alarms armed at all times. In some cases you might even be able to buy jewelry safes with built-in alarms also.
Always Have Insurance
Regardless of how much security you have for your jewelry, don’t forget to insure it. Coverage might help you receive a financial settlement in case of loss or damage to your items.
Generally, your homeowners insurance’s possessions coverage will provide for jewelry losses. However, talk to your agent about the exact nature of your coverage. Some policies limit the amount of money they will pay per lost item. You might, thus, have to get a special insurance addition, like a rider, to obtain enough coverage for expensive pieces.
Keep in mind that many policies won’t simply replace carelessly lost jewelry or worn out items. For example, it the pieces goes down the drain, coverage might not help. Therefore, consider security your first line of defense.
Also Read: The Importance of Having Homeowners Insurance