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Niceville Insurance Blog: auto insurance

View the latest blog posts from Niceville Insurance.

Your car probably sits outdoors the majority of the time. That leaves it exposed to a lot of potential damage risks. And it isn’t just a car wreck that might damage the car. There are numerous damage hazards within your car’s everyday surroundings. READ MORE >>

You likely have to buy car insurance, and one of the types of coverage you often have a requirement for is liability insurance. What is this coverage? Why do you have to buy it? How can you use it to your advantage? Understanding Liability Insurance In a legal sense, a liability is the state of being responsible for something. READ MORE >>

Insurance plays an important role in your personal and professional financial planning. It is an essential tool for risk management and protecting your personal and business investments. Unfortunately, many people tend to keep their business and personal insurance planning and policies as separate as possible. READ MORE >>

A question that we hear weekly, and will hear more often as summer vacations are planned, "Does my auto policy cover me when I rent a car?" Well, yes and no. So, without getting into too much of the insurance jargon that sounds like Greek to most people, let me try to explain with a real scenario - READ MORE >>

Have you ever witnessed a Commercial driver after an accident?  No, I am not talking about the drivers you see on TV.  In the insurance world, Commercial means Business.  Back to the question…  Have you?  If you are ever in the unfortunate circumstance that you have to see this, sit and watch. READ MORE >>

My oldest son likes to send me texts asking questions about car accidents and how insurance works. I have finally trained him to start these questions off with, "This isn't about me..." because we can all imagine that fear of the late-night text, "whose insurance pays when rear-ended? READ MORE >>

In the summer of 2015, after a wonderful day at Crab Island, we decided that we wanted dinner and opened up the Uber app. Along came Matthew, my first Uber driver, who will forever be my favorite! I asked him my now standard question to all Uber drivers – “Does your insurance company know you do this? READ MORE >>

While watching TV, I always see the commercials from a “real person” saying how their previous insurance policy didn’t have Accident Forgiveness or New Car Replacement or Roadside Assistance but luckily they learned their lesson and switched. My dog always looks at me weird when she hears me telling the TV, READ MORE >>

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