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Home > Blog > Niceville Insurance Blog: homeowners insurance
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Niceville Insurance Blog: homeowners insurance

View the latest blog posts from Niceville Insurance.

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Tuesday, November 17, 2020

How Do You File a Home Insurance Claim?

Most people purchase a home insurance policy with the hopes that they will never have to file a claim. This insurance is a great safety net in case of an accident, but what happens when you have to file your first home insurance claim? Here are the main steps you must take in order to file a home insurance claim. READ MORE >>

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Tuesday, December 3, 2019

Buying Homeowners Insurance for the First Time

Buying a home is an exciting but stressful venture. Beyond finding the perfect home, you also worry about how to insure it and how much coverage you need. First, find out the value of your home. You can do this online and get a professional appraiser to help you determine the value of your home. READ MORE >>

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Wednesday, October 23, 2019

Protecting Jewelry in Your Home

Security for Jewelry in Your Home The holidays are coming soon, a time when a lot of people will receive the gift of jewelry. Often, such items will prove very expensive, not to mention desirable to thieves. So, when you get a shiny new item, you’ll need to protect it. What are the best ways in which to do so? READ MORE >>

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Tuesday, June 26, 2018

Why Flood Insurance Is Crucial During Hurricane Season

Studies have proven that flooding is a common occurrence in the state of Florida. In fact, back in 2014, the Florida Panhandle saw more than 20 inches of rainfall in a single month. Even the Insurance Information Institute states that all of those living in Florida should consider investing in flood insurance, even the ones who don’t live on or near the coastline. READ MORE >>

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Thursday, May 24, 2018

Replacement Cost Or Actual Cash Value

Do me a favor and find your Homeowner Insurance declaration pages. Look at your Contents limit, also known as Personal Property. Now, look under Endorsements (Additional coverages) and make sure that you see Personal Property Replacement Cost. If you see that, fantastic! If you do not, call your agent now! READ MORE >>

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Friday, September 22, 2017

The Importance Of Having Homeowners Insurance

Let’s be honest. Paying for homeowner insurance is something most people don’t look forward to doing. In fact, many actually cringe at the thought of having to pay monthly bills ritually. It is almost as if you may be shelling out money for something you are not using. READ MORE >>

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Friday, September 1, 2017

Do I Need Flood Insurance?

After Hurricane Katrina in 2005, I dealt with a lot of homeowners as they evacuated to our area. Even though their insurance policy was not with our Florida agency, they just wanted an agent to talk to that could perhaps offer some peace of mind. READ MORE >>

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Tuesday, August 22, 2017

Homeowner Insurance Myths – Part 1

It’s both a blessing and a curse to be an Insurance Agent. I am lucky to be in a career that will always be in need and since it is constantly evolving, I am very rarely bored. However, if you and I are ever out to dinner in Destin and the person at the table next to us is talking about t... READ MORE >>

Monday, July 10, 2017

Insurance Claims FAQ

Hopefully, you are taking the time to read this BEFORE the possibility of a Hurricane Claim but if you are sitting on your living room floor staring at the tree through your front window and not sure what to do, this will help guide you. How long will it take to file my hurricane claim? READ MORE >>

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Monday, May 8, 2017

Assignment Of Benefits: Know What You’re Signing!

Imagine coming home from a weekend away, walking into your house and stepping in a puddle of water. In a panic, you grab your phone, do a Google search for water damage and call the first company that is listed. READ MORE >>

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