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Niceville Insurance Blog: homeowners insurance

View the latest blog posts from Niceville Insurance.

Studies have proven that flooding is a common occurrence in the state of Florida. In fact, back in 2014, the Florida Panhandle saw more than 20 inches of rainfall in a single month. Even the Insurance Information Institute states that all of those living in Florida should consider investing in flood insurance, even the ones who don’t live on or near the coastline. READ MORE >>

Do me a favor and find your Homeowner Insurance declaration pages. Look at your Contents limit, also known as Personal Property. Now, look under Endorsements (Additional coverages) and make sure that you see Personal Property Replacement Cost. If you see that, fantastic! If you do not, call your agent now! READ MORE >>

Let’s be honest. Paying for homeowner insurance is something most people don’t look forward to doing. In fact, many actually cringe at the thought of having to pay monthly bills ritually. It is almost as if you may be shelling out money for something you are not using. READ MORE >>

After Hurricane Katrina in 2005, I dealt with a lot of homeowners as they evacuated to our area. Even though their insurance policy was not with our Florida agency, they just wanted an agent to talk to that could perhaps offer some peace of mind. READ MORE >>

It’s both a blessing and a curse to be an Insurance Agent. I am lucky to be in a career that will always be in need and since it is constantly evolving, I am very rarely bored. However, if you and I are ever out to dinner in Destin and the person at the table next to us is talking about t... READ MORE >>

Hopefully, you are taking the time to read this BEFORE the possibility of a Hurricane Claim but if you are sitting on your living room floor staring at the tree through your front window and not sure what to do, this will help guide you. How long will it take to file my hurricane claim? READ MORE >>

Imagine coming home from a weekend away, walking into your house and stepping in a puddle of water. In a panic, you grab your phone, do a Google search for water damage and call the first company that is listed. READ MORE >>

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