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Home > Blog > Niceville Insurance Blog: insurance
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Niceville Insurance Blog: insurance

View the latest blog posts from Niceville Insurance.

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Friday, March 12, 2021

The Importance of Collision Coverage on Commercial Auto Insurance

When you buy a vehicle on behalf of your business, you will have to insure that vehicle under commercial auto insurance. It is designed specifically to protect the business’s bottom line in case of financial losses following vehicle accidents and any number of other hazards. READ MORE >>

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Friday, February 26, 2021

Insuring Your Teen Driver

Insuring a new driver can be an exhilarating and expensive process. If you’re the parent of a teenager who is getting ready to climb behind the steering wheel, insuring them can be an expensive endeavor. This is because the risk of motor vehicle crashes is higher among 16- to 19-year-olds than among any other age group. READ MORE >>

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Wednesday, January 27, 2021

How Much is Personal Umbrella Liability Insurance?

The cost of personal umbrella liability insurance depends on a variety of factors, including your location, coverage limits, lifestyle and claims history. Umbrella liability insurance on its own is relatively cheap, averaging between $150 and $300 a year for a $1 million policy. READ MORE >>

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Tuesday, December 29, 2020

Is Commercial Property Insurance Required?

Commercial property insurance serves to protect a business’ physical property and its contents from various damage causes such as fire, wind, hail, lightning, smoke, theft, vandalism and more. What many business owners may not realize is that commercial property insurance isn’t generally required by any state or federal law. READ MORE >>

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Tuesday, November 17, 2020

How Do You File a Home Insurance Claim?

Most people purchase a home insurance policy with the hopes that they will never have to file a claim. This insurance is a great safety net in case of an accident, but what happens when you have to file your first home insurance claim? Here are the main steps you must take in order to file a home insurance claim. READ MORE >>

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Wednesday, September 30, 2020

Understanding RV Collision Insurance

Therefore, if you fail to add the appropriate coverage to your RV policy, you might be missing out on a high degree of coverage that could provide a lot of benefits if you have a wreck. Physical damage insurance for RVs usually comes in two forms, one of which is collision insurance. READ MORE >>

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Wednesday, September 16, 2020

Injuries that Might Qualify for Workers Comp

In Florida, most businesses have to carry workers’ compensation insurance. It provides businesses with a way to offer financial help and income support to employees who get hurt or sick on the job. It also frees the employer from a certain degree of liability for the injuries. READ MORE >>

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Friday, August 28, 2020

How to Prevent Theft of a Parked Motorcycle

If you have spent years using and maintaining your motorcycle, then you will want to protect it. However, you can’t always keep your eye on it. When you park the bike and leave it alone, there is a chance that someone might try to steal or vandalize it. READ MORE >>

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Tuesday, December 3, 2019

Buying Homeowners Insurance for the First Time

Buying a home is an exciting but stressful venture. Beyond finding the perfect home, you also worry about how to insure it and how much coverage you need. First, find out the value of your home. You can do this online and get a professional appraiser to help you determine the value of your home. READ MORE >>

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Tuesday, November 5, 2019

When Do I Need Personal Umbrella Insurance?

Umbrella insurance is a policy that kicks in to help you out when you exceed the limits of your existing policies. If you have assets, it's a good idea to carry at least one million dollars in personal umbrella insurance. It really is as simple as that.  Here's what you need to consider: READ MORE >>

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