Freeport, Florida Insurance
Home, Business & Auto Insurance for Individuals and Families in Freeport, FL
Freeport, Florida is an amazing place to settle down, grow a family or start a business. With an affordable cost of living, strong economy and plenty of beaches, Freeport provides comfort and security for individuals and families from all walks of life.
The agents at Niceville Insurance serve Freeport, Florida with fantastic customer service, dedication and empathy. We will help you evaluate your risks as a homeowner, driver, family member or business owner to make sure you get the insurance policy suited for your needs.
What Types of Insurance Do You Offer in Freeport, FL?
Niceville Insurance works with individuals, families and businesses to offer a range of different insurance options. Some of the policies we offer in Freeport, Florida include:
Home Insurance
Homeowners insurance is designed to protect your home and family in case of a disaster or accident. Some of the coverages available under a home insurance policy include:
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Dwelling Coverage: Dwelling coverage under home insurance covers the physical home and its attached structures in case of damage due to hazards such as fire, wind, hail, lightning, smoke, explosions and falling objects.
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Personal Belongings Coverage: Personal belongings coverage provides compensation for your personal items if they are lost or damaged due to risks such as fire, wind, smoke, theft and vandalism.
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Personal General Liability: General liability under home insurance covers bodily injury and property damage someone else may suffer on your home’s property.
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Additional Living Expenses: Additional living expenses (ALE) cover costs related to temporarily moving after the home is rendered uninhabitable by a disaster.
Auto Insurance
Car insurance is crucial for all drivers throughout Freeport, FL. A full coverage auto insurance policy should include:
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Comprehensive Coverage: Comprehensive coverage provides compensation for damages to the vehicle caused by fire, wind, hail, lightning, smoke, theft, vandalism and other incidents not involving collision.
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Collision Coverage: Collision coverage provides compensation for damages to the vehicle caused by a collision with another vehicle or object.
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Liability: Liability insurance covers bodily injury and property damage you may cause someone else while operating the insured vehicle.
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Personal Injury Protection: Personal injury protection (PIP) covers medical bills you and your passengers may face after an accident, no matter who is at fault.
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Uninsured/Underinsured Motorist: This insurance covers damages related to an accident involving another driver who is not carrying insurance.
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Roadside Assistance: Roadside assistance covers expenses related to trip interruptions such as running out of gas or needing to be towed.
Business Insurance
A business insurance policy should be geared to cover your specific company. Some basic insurance policies we offer include:
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General Liability: This insurance can help cover claims that your business caused bodily injury or property damage.
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Commercial Auto Insurance: Commercial auto insurance covers the cost of accidents involving business-owned vehicles as well as vehicle theft, vandalism and certain types of vehicle damage.
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Workers Compensation: A type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses as well as pay for medical care, wages lost from work time and more.
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Commercial Property: This insurance protects your company's physical assets from fire, explosions, burst pipes, storms, theft and vandalism.
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Business Interruption: Thisinsurance coverage replaces income lost in the event that business is halted due to direct physical loss or damage.
Get Freeport, FL Insurance Today
Insure your home, car, business and more with Niceville Insurance today. Call us at 850.729.2131 or fill out an online quote form to get started.
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